Free Loan & Mortgage Calculators
Calculate payments, payoff dates, and interest savings for mortgages, auto loans, RVs, boats, and more. No signup required. 100% free, forever.
Quick Mortgage Calculator
Loan Calculator
Estimate payments, payoff date, and total interest for fixed-rate loans.
Auto Loan Calculator
Include price, taxes, fees, down payment, and trade-in value.
Car Loan Calculator
Calculate new or used car payments and total financing cost.
Debt Snowball Calculator
Build a multi-debt payoff plan and compare snowball vs avalanche.
Mortgage Calculators
Tools to help you understand, pay off, and optimize your mortgage
Mortgage Payoff Calculator
Calculate how to pay off your mortgage faster with extra payments
Early Mortgage Payoff Calculator
Calculate how extra payments help you pay off your mortgage early
Biweekly Mortgage Calculator
See how biweekly payments can help you pay off your mortgage faster
Amortization Calculator
View your complete loan amortization schedule with payment breakdown
Mortgage Recast Calculator
See how a lump-sum payment lowers your monthly mortgage payment when you recast
Cash-Out Refinance Calculator
See your new payment and the cash you can take out by refinancing your mortgage
Vehicle Loan Calculators
Calculate financing for boats, RVs, motorcycles, and auto loans
Auto Loan Calculator
Calculate monthly auto loan payments with down payment, trade-in, taxes, and fees
Car Loan Calculator
Estimate car loan payments, total interest, and amount financed for a new or used car
Boat Loan Calculator
Estimate monthly payments on a new or used boat. In 2026, marine financing commonly covers boats from about $25,000 to $150,000, with terms of 10 to 20 years and APRs typically between 7% and 11% for secured boat loans. Enter the price, down payment, trade-in, tax, and fees to see the payment, lifetime interest, and payoff schedule.
RV Loan Calculator
Estimate monthly payments on an RV, motorhome, or travel trailer. In 2026, RV financing commonly spans $40,000 to $200,000 depending on class, with terms of 10 to 20 years and APRs typically between 7% and 10% for well-qualified borrowers. Enter the price, down payment, trade-in, tax, and fees to see the payment, total interest, and payoff timeline.
Motorcycle Loan Calculator
Estimate monthly payments on a new or used motorcycle. In 2026, financed bikes typically range from $8,000 to $25,000, with terms of 3 to 6 years and APRs commonly between 7% and 13% for manufacturer or bank financing. Enter the bike price, down payment, trade-in, tax, and fees to see the payment, total interest, and payoff date.
ATV Loan Calculator
Estimate monthly payments on a new or used ATV or four wheeler. In 2026, most financed ATVs fall between $6,000 and $18,000, with powersports loan terms of 3 to 6 years and APRs commonly in the 7% to 15% range depending on credit and lender. Enter the price, down payment, trade-in, tax, and fees to see the payment, total interest, and payoff date.
UTV Loan Calculator
Estimate monthly payments on a UTV or side-by-side. In 2026, financed side-by-sides typically range from $15,000 to $35,000 out the door, with terms of 4 to 7 years and APRs commonly between 7% and 14%. Enter the price, down payment, trade-in, tax, and dealer fees to see the payment, total interest, and full payoff schedule.
Golf Cart Loan Calculator
Estimate monthly payments on a new or used golf cart, whether electric, gas, or street-legal. In 2026, financed carts typically range from $8,000 to $18,000, with terms of 2 to 6 years and APRs commonly between 8% and 15% depending on lender type and credit. Enter the price, down payment, tax, and fees to see the payment and total interest.
Snowmobile Loan Calculator
Estimate monthly payments on a new or used snowmobile. In 2026, financed sleds typically range from $8,000 to $20,000, with powersports terms of 3 to 6 years and APRs commonly between 7% and 15% depending on credit and whether the sled is new or used. Enter the price, down payment, trade-in, tax, and fees to see the payment, total interest, and payoff date.
Auto Loan Payoff Calculator
Calculate how to pay off your car loan faster
Car Refinance Calculator
See if refinancing your auto loan will save you money
Auto Refinance Calculator
See if refinancing your auto loan will lower your payment and save interest
Camper Loan Calculator
Estimate monthly payments on a camper, travel trailer, pop-up, or fifth wheel. In 2026, financed campers typically range from $20,000 to $60,000, with terms of 8 to 15 years and APRs commonly between 7% and 12%. Enter the price, down payment, trade-in, and tax to see the monthly payment and total financing cost.
Home & Property Calculators
Construction, land, pool, HELOC, and home improvement financing
Construction Loan Calculator
Calculate payments for your home construction loan
Land Loan Calculator
Calculate monthly payments for raw land or lot purchases
Pool Loan Calculator
Estimate monthly payments on swimming pool financing. In 2026, in-ground pool projects commonly finance between $30,000 and $90,000, with loan terms of 5 to 15 years and APRs typically running 7% to 13% across personal loans, home equity products, and dealer financing. Enter the project cost, rate, and term to see the payment and total interest.
Home Improvement Loan Calculator
Calculate monthly payments for home renovation financing
HELOC Calculator
Calculate payments for a Home Equity Line of Credit
Business Loan Calculators
SBA loans, merchant cash advances, commercial mortgages, and equipment financing
Merchant Cash Advance Calculator
Decode factor rates, repayment amounts, fees, and APR-style cost estimates for merchant cash advance offers
SBA Loan Calculator
Calculate monthly payments for SBA 7(a) and 504 loans
SBA 504 Loan Calculator
Calculate SBA 504 loan payments for owner-occupied commercial real estate and major equipment
Commercial Loan Calculator
Estimate payments on commercial real estate and business loans. In 2026, commercial mortgages commonly range from $250,000 to $5 million, with 5 to 10 year terms amortized over 20 to 25 years and rates typically between 6.5% and 9.5%. Enter the loan amount, rate, term, and amortization period to see the monthly payment and any balloon amount due at maturity.
Equipment Loan Calculator
Estimate monthly payments on business equipment financing. In 2026, equipment loans commonly range from $50,000 to $500,000 for machinery, vehicles, and heavy equipment, with terms of 3 to 7 years matched to useful life and APRs typically between 7% and 14%. Enter the equipment cost, down payment, rate, and term to see the payment and total cost.
Factor Rate Calculator
Convert a factor rate into total repayment cost and an APR-style estimate.
Financial Tools
Compare loans, calculate affordability, and plan your finances
Loan Calculator
Calculate monthly loan payments, total interest, and payoff date for personal loans, home loans, and other installment loans
Loan Payment Calculator
Estimate your monthly loan payment and total interest for fixed-rate installment loans
Personal Loan Calculator
Calculate monthly payments and total interest for a personal loan
Interest-Only Loan Calculator
Compare the interest-only payment and the higher payment after the interest-only period ends
Down Payment Calculator
Calculate how much down payment you need and how it affects your loan
Debt Consolidation Calculator
See if consolidating your debts will save you money
Loan Comparison Calculator
Compare multiple loan options side by side
Home Affordability Calculator
Calculate how much house you can afford based on your income
Debt Payoff Calculator
Plan how to pay off multiple debts and see your debt-free date.
Debt Snowball Calculator
Build a multi-debt payoff plan and compare snowball vs avalanche.
Why Use Our Calculators?
100% Free
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Accurate Math
Industry-standard financial formulas for reliable payment estimates.
Mobile Friendly
All calculators work perfectly on phones, tablets, and desktops.